Spiral报告：比特币支付的障碍是需求不足而非技术

【Spiral报告：比特币支付的障碍是需求不足而非技术】金色财经报道，10月27日，Jack Dorsey旗下Block的比特币开发团队Spiral发布报告，称闪电网络已投入生产，美国逾100万商户可经Square接受比特币，但实际使用极少。美联储数据显示，2025年9%的美国成年人购买或持有加密资产作投资，仅2%用于支付，该比例自2021年起维持在1%至2%。报告指出，价格波动与美国将每笔支付视为应税出售的税制构成摩擦。Stripe、Shopify、Coinbase正转向稳定币结算，Circle推销面向AI的数字美元，Coinbase的AI代理支付协议x402约99%以USDC结算。Spiral公开征集方案，包括在同一闪电网络上以美元或比特币支付；Tether已将USDT经RGB协议引入比特币。Dorsey在2025年1月称，若比特币最终只是数字黄金，即为失败。(2026-10-28 21:43:17)

排名	#	交易平台	24H成交额	成交涨跌幅	活跃度
1	OKX 欧易OKX	$179.84亿	-11.13%	86.7%	86.7%
2	HTX 火币huobi	$26.77亿	0.44%	68.6%	68.6%
3	Binance 币安网	$394.02亿	-8.25%	85.4%	85.4%
4	Coinbase Coinbase	$9.29亿	-15%	69.3%	69.3%
5	Bybit Bybit	$111.05亿	-6.84%	65.3%	65.3%
6	Crypto.com Crypto.com	$12.41亿	-8.41%	53.3%	53.3%
7	Bitfinex Bitfinex	$2.11亿	18.51%	65.3%	65.3%
8	Kraken K网(Kraken)	$7.58亿	-8.97%	68.4%	68.4%
9	Upbit Upbit	$2.77亿	-21.64%	56.9%	56.9%
10	Bitget Bitget	$71.38亿	0.49%	71.1%	71.1%
11	Deribit Deribit	$4.41亿	5.4%	36.2%	36.2%
12	Gemini 双子星（Gemini）	$3,084.29万	-18.32%	59.5%	59.5%
13	BiKing 币王	$215.39亿	-0.42%	31%	31%
14	MEXC MEXC	$111.09亿	1.29%	76.2%	76.2%
15	Bithumb Bithumb	$1.40亿	-9.69%	66.9%	66.9%
16	gate.io 大门	$106.53亿	-12.23%	55.2%	55.2%
17	BitTap 币泰	$11.84亿	-6.6%	26%	26%
18	Hyperliquid Hyperliquid	$16.61亿	26.56%	46.9%	46.9%
19	Uniswap v3 (Base) Uniswap v3 (Base)	$1.09亿	-10.78%	31.5%	31.5%
20	bitFlyer bitFlyer	$1,643.44万	-21.45%	58.2%	58.2%

排名	#	币种	最新价	24H最高	24H最低	24H量	流通市值	24H涨跌幅
1	BTC 比特币	$ 80653.7	$8.18万	$8.03万	$4.99亿	$1.61兆	0.4%	0.4%
2	ETH 以太坊	$ 2335.34	$2,388.00	$2,323.32	$1.88亿	$2,818.60亿	0.09%	0.09%
3	XRP 瑞波币	$ 1.3142	$1.34	$1.31	$3,749.02万	$800.58亿	-0.06%	-0.06%
4	BNB 币安币	$ 749.4	$762.20	$742.00	$1,263.55万	$1,021.88亿	0.65%	0.65%
5	USDC USD Coin	$ 1.00109	$1.00	$1.00	$4,429.60万	$707.92亿	-0.01%	-0.01%
6	SOL Solana	$ 101.02	$103.68	$100.43	$7,522.22万	$572.32亿	0.44%	0.44%
7	TRX 波场	$ 0.3317	$0.33	$0.33	$410.27万	$314.18亿	1.15%	1.15%
8	DOGE 狗狗币	$ 0.07929	$0.08	$0.08	$2,069.46万	$133.39亿	1.83%	1.83%
9	BCH 比特现金	$ 293.49	$304.80	$286.35	$731.21万	$58.63亿	2.38%	2.38%
10	HYPE Hyperliquid	$ 79.92	$82.48	$78.99	$2,229.09万	$271.21亿	1.13%	1.13%
11	ADA 艾达币	$ 0.20259	$0.21	$0.20	$291.04万	$72.83亿	-0.88%	-0.88%
12	WBTC Wrapped Bitcoin	$ 81514.9	$8.15万	$8.04万	$4,914.64	$105.08亿	1.36%	1.36%
13	LEO UNUS SED LEO	$ 9.278	$9.28	$9.00	$358.43	$85.51亿	2.95%	2.95%
14	LINK ChainLink	$ 11.54	$11.89	$11.37	$996.95万	$78.25亿	1.37%	1.37%
15	XLM 恒星币	$ 0.17011	$0.17	$0.17	$74.55万	$55.14亿	1.13%	1.13%
16	LTC 莱特币	$ 58.1	$58.45	$56.34	$437.30万	$44.57亿	2.99%	2.99%
17	HBAR Hedera Hashgraph	$ 0.07564	$0.08	$0.07	$159.45万	$32.37亿	0.11%	0.11%
18	ZEC 大零币	$ 1276.8	$1,331.42	$1,268.86	$3,043.57万	$210.37亿	-0.29%	-0.29%
19	AVAX Avalanche	$ 8.863	$9.09	$8.79	$189.34万	$38.13亿	0.64%	0.64%
20	SHIB Shiba Inu	$ 0.000004936	$0.00	$0.00	$31.41万	$29.09亿	1.85%	1.85%
21	SUI Sui	$ 0.9256	$0.95	$0.92	$673.58万	$35.10亿	0.83%	0.83%
22	CRO Cronos	$ 0.05304	$0.05	$0.05	$31.44万	$20.47亿	0.15%	0.15%
23	WLFI worldlibertyfinancial-education	$ 0.05234	$0.05	$0.05	$33.53万	$13.99亿	-0.03%	-0.03%
24	UNI Uniswap	$ 7.057	$7.27	$6.97	$546.89万	$44.82亿	-0.77%	-0.77%
25	DOT 波卡币	$ 1.0077	$1.02	$0.98	$250.73万	$16.66亿	2.29%	2.29%
26	MNT Mantle	$ 0.5036	$0.54	$0.50	$35.16万	$16.38亿	-2.23%	-2.23%
27	PAXG PAX Gold	$ 4047.06	$4,076.09	$4,034.73	$12.12万	$15.41亿	-0.39%	-0.39%
28	ASTER Aster	$ 0.7027	$0.72	$0.70	$205.83万	$17.54亿	-1.13%	-1.13%
29	AAVE Aave	$ 132.4	$136.85	$130.82	$959.37万	$20.27亿	0.84%	0.84%
30	HTX HTX	$ 0.0000016041	$0.00	$0.00	$804.18	$16.04亿	-0.68%	-0.68%
31	TAO Bittensor	$ 252.71	$259.68	$249.20	$128.34万	$26.70亿	1.28%	1.28%
32	OKB OK币	$ 110.05	$111.12	$108.68	$23.15万	$23.11亿	1.06%	1.06%
33	PEPE Pepe	$ 0.000004863	$0.00	$0.00	$1,897.06万	$20.46亿	11.25%	11.25%
34	ETC 以太经典	$ 7.544	$7.73	$7.50	$57.29万	$11.70亿	-0.3%	-0.3%
35	NEAR NEAR Protocol	$ 4.62	$4.80	$4.52	$2,653.06万	$59.35亿	2.12%	2.12%
36	ICP Internet Computer(Dfinity)	$ 2.583	$2.63	$2.55	$29.73万	$14.11亿	0.15%	0.15%
37	PI Pi Network	$ 0.07629	$0.08	$0.08	$30.63万	$6.40亿	0.09%	0.09%
38	WLD Worldcoin	$ 0.4334	$0.44	$0.43	$1,001.43万	$11.73亿	0.69%	0.69%
39	ATOM 阿童木	$ 1.627	$1.66	$1.61	$8.37万	$7.92亿	0.61%	0.61%
40	FDUSD First Digital USD	$ 0.999	$1.00	$1.00	$627.15万	$9.82亿	0.05%	0.05%
41	ENA Ethena	$ 0.19488	$0.22	$0.19	$994.22万	$15.51亿	-5.99%	-5.99%
42	USDD USDD	$ 0.998	$1.00	$0.95	$126.36万	$8.54亿	0.2%	0.2%
43	KAS Kaspa	$ 0.03557	$0.04	$0.04	$54.79万	$9.64亿	1.54%	1.54%
44	QNT Quant	$ 194.65	$203.48	$192.67	$158.78万	$23.50亿	-1.73%	-1.73%
45	ALGO Algorand	$ 0.10184	$0.10	$0.10	$9.35万	$9.00亿	-0.74%	-0.74%
46	FLR Flare	$ 0.006085	$0.01	$0.01	$4.81万	$5.03亿	-0.11%	-0.11%
47	XDC XDC Network	$ 0.0333	$0.03	$0.03	$29.20万	$6.35亿	-3.39%	-3.39%
48	APT Aptos	$ 0.688	$0.70	$0.68	$48.14万	$5.17亿	0.99%	0.99%

Spiral报告：比特币支付的障碍是需求不足而非技术

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