BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势

【BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势】金色财经报道，8月29日，据路透社报道，国际清算银行（BIS）总经理Pablo Hernandez de Cos在杰克逊霍尔全球央行年会上表示，稳定币不具备大规模可信支付手段的能力，代币化存款在利用新技术方面更具优势。de Cos列举了稳定币的多项问题：可能导致银行融资成本上升、普通借款人支付更高利率；破坏货币的“单一性”；平台缺乏真正的互操作性；反洗钱控制难以一致实施；美元稳定币的普及可能侵蚀非美司法管辖区的货币主权。美国财长Bessent此前支持稳定币，称其“可巩固美元储备货币地位并创造数万亿美元国债需求”。de Cos认为两种工具可共存，但代币化存款应承担日常支付主体，稳定币应服务于更专业化的角色。(2026-08-30 04:33:51)

排名	#	交易平台	24H成交额	成交涨跌幅	活跃度
1	OKX 欧易OKX	$181.67亿	-11.26%	86.7%	86.7%
2	HTX 火币huobi	$26.59亿	0.43%	68.6%	68.6%
3	Binance 币安网	$393.82亿	-8.38%	85.4%	85.4%
4	Coinbase Coinbase	$9.07亿	-14.96%	69.3%	69.3%
5	Bybit Bybit	$108.31亿	-6.66%	65.3%	65.3%
6	Crypto.com Crypto.com	$12.65亿	-8.56%	53.3%	53.3%
7	Bitfinex Bitfinex	$2.05亿	18.78%	65.3%	65.3%
8	Kraken K网(Kraken)	$7.52亿	-8.97%	68.4%	68.4%
9	Upbit Upbit	$2.84亿	-21.03%	56.9%	56.9%
10	Bitget Bitget	$73.22亿	0.49%	71.1%	71.1%
11	Deribit Deribit	$4.37亿	5.44%	36.2%	36.2%
12	Gemini 双子星（Gemini）	$2,970.54万	-18.73%	59.5%	59.5%
13	BiKing 币王	$220.34亿	-0.43%	31%	31%
14	MEXC MEXC	$110.39亿	1.29%	76.2%	76.2%
15	Bithumb Bithumb	$1.42亿	-9.71%	66.9%	66.9%
16	gate.io 大门	$107.78亿	-12.44%	55.2%	55.2%
17	BitTap 币泰	$11.66亿	-6.43%	26%	26%
18	Hyperliquid Hyperliquid	$16.04亿	27.04%	46.9%	46.9%
19	Uniswap v3 (Base) Uniswap v3 (Base)	$1.11亿	-10.36%	31.5%	31.5%
20	bitFlyer bitFlyer	$1,644.26万	-20.96%	58.2%	58.2%

排名	#	币种	最新价	24H最高	24H最低	24H量	流通市值	24H涨跌幅
1	BTC 比特币	$ 77258.6	$7.88万	$7.63万	$10.85亿	$1.54兆	-1.53%	-1.53%
2	ETH 以太坊	$ 2241.72	$2,262.50	$2,208.70	$4.23亿	$2,705.61亿	-0.2%	-0.2%
3	XRP 瑞波币	$ 1.2467	$1.27	$1.23	$5,912.61万	$759.46亿	-0.81%	-0.81%
4	BNB 币安币	$ 702.7	$721.50	$693.50	$2,259.10万	$958.20亿	-2.4%	-2.4%
5	USDC USD Coin	$ 1.0008	$1.00	$1.00	$8,489.40万	$707.71亿	-0.11%	-0.11%
6	SOL Solana	$ 95.97	$98.55	$93.60	$1.26亿	$543.71亿	-1.73%	-1.73%
7	TRX 波场	$ 0.3256	$0.34	$0.32	$2,856.12万	$308.40亿	-4.85%	-4.85%
8	DOGE 狗狗币	$ 0.07534	$0.08	$0.07	$2,625.96万	$126.74亿	-1.27%	-1.27%
9	BCH 比特现金	$ 289.55	$297.96	$278.81	$723.77万	$57.85亿	1.79%	1.79%
10	HYPE Hyperliquid	$ 88.88	$93.99	$88.34	$3,916.04万	$301.61亿	-4.5%	-4.5%
11	ADA 艾达币	$ 0.19309	$0.20	$0.19	$475.61万	$69.42亿	-0.77%	-0.77%
12	WBTC Wrapped Bitcoin	$ 77167.7	$7.87万	$7.64万	$4.37万	$99.48亿	-1.75%	-1.75%
13	LEO UNUS SED LEO	$ 9.544	$9.54	$9.28	$111.76	$87.97亿	2.87%	2.87%
14	LINK ChainLink	$ 11.432	$11.73	$10.90	$1,929.47万	$77.52亿	2.9%	2.9%
15	XLM 恒星币	$ 0.16919	$0.17	$0.16	$538.09万	$54.84亿	1.49%	1.49%
16	LTC 莱特币	$ 55.21	$56.48	$54.57	$579.77万	$42.35亿	-1.83%	-1.83%
17	HBAR Hedera Hashgraph	$ 0.07158	$0.07	$0.07	$189.10万	$30.63亿	0.94%	0.94%
18	ZEC 大零币	$ 1261.11	$1,297.79	$1,208.05	$3,028.54万	$207.78亿	-1.27%	-1.27%
19	AVAX Avalanche	$ 8.52	$8.68	$8.14	$1,161.35万	$36.66亿	-0.62%	-0.62%
20	SHIB Shiba Inu	$ 0.000004755	$0.00	$0.00	$249.35万	$28.02亿	1.21%	1.21%
21	SUI Sui	$ 0.8979	$0.91	$0.88	$1,390.36万	$34.05亿	0.31%	0.31%
22	CRO Cronos	$ 0.05151	$0.05	$0.05	$34.68万	$19.88亿	0.17%	0.17%
23	WLFI worldlibertyfinancial-education	$ 0.04988	$0.05	$0.05	$90.61万	$13.34亿	-3.68%	-3.68%
24	UNI Uniswap	$ 6.913	$7.23	$6.66	$2,063.63万	$43.91亿	1.37%	1.37%
25	DOT 波卡币	$ 0.9572	$0.98	$0.93	$213.74万	$15.82亿	0.91%	0.91%
26	MNT Mantle	$ 0.4738	$0.49	$0.47	$16.63万	$15.41亿	-1.84%	-1.84%
27	PAXG PAX Gold	$ 3896.08	$4,018.28	$3,890.20	$62.70万	$14.84亿	-2.8%	-2.8%
28	ASTER Aster	$ 0.6844	$0.70	$0.67	$237.58万	$17.08亿	-0.68%	-0.68%
29	AAVE Aave	$ 129.69	$132.20	$123.04	$1,074.92万	$19.86亿	4.07%	4.07%
30	HTX HTX	$ 0.0000016119	$0.00	$0.00	$1.39万	$16.12亿	-3.6%	-3.6%
31	TAO Bittensor	$ 235.87	$239.95	$228.93	$411.55万	$24.93亿	-1.28%	-1.28%
32	OKB OK币	$ 110.48	$113.88	$109.28	$32.50万	$23.20亿	-2.28%	-2.28%
33	PEPE Pepe	$ 0.000004844	$0.00	$0.00	$9,737.08万	$20.38亿	-2.65%	-2.65%
34	ETC 以太经典	$ 7.152	$7.26	$7.06	$22.72万	$11.09亿	-0.54%	-0.54%
35	NEAR NEAR Protocol	$ 4.297	$4.43	$4.17	$5,528.33万	$55.20亿	1.17%	1.17%
36	ICP Internet Computer(Dfinity)	$ 2.497	$2.55	$2.43	$179.61万	$13.64亿	0.92%	0.92%
37	PI Pi Network	$ 0.0785	$0.08	$0.08	$71.84万	$6.58亿	0.47%	0.47%
38	WLD Worldcoin	$ 0.3961	$0.42	$0.39	$1,526.24万	$10.72亿	0.63%	0.63%
39	ATOM 阿童木	$ 1.52	$1.57	$1.49	$39.40万	$7.40亿	-0.26%	-0.26%
40	FDUSD First Digital USD	$ 0.9987	$1.00	$1.00	$448.85万	$9.82亿	0.07%	0.07%
41	ENA Ethena	$ 0.19136	$0.20	$0.18	$3,055.28万	$15.23亿	1.21%	1.21%
42	USDD USDD	$ 0.9978	$1.00	$1.00	$5,036.34	$8.53亿	-0.03%	-0.03%
43	KAS Kaspa	$ 0.03272	$0.03	$0.03	$166.35万	$8.87亿	-4.63%	-4.63%
44	QNT Quant	$ 192.05	$199.00	$186.32	$203.77万	$23.19亿	1.86%	1.86%
45	ALGO Algorand	$ 0.0951	$0.10	$0.09	$15.19万	$8.41亿	-0.02%	-0.02%
46	FLR Flare	$ 0.006071	$0.01	$0.01	$8.95万	$5.02亿	1.65%	1.65%
47	XDC XDC Network	$ 0.03138	$0.03	$0.03	$22.19万	$5.99亿	-0.25%	-0.25%
48	APT Aptos	$ 0.6363	$0.66	$0.61	$140.91万	$4.78亿	2.44%	2.44%

BIS总经理：稳定币不具备大规模可信支付能力，代币化存款更具优势

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